Where Have Almost Half of All New Immigrants Since the 1990s

question 5

Multiple Choice

Where have almost half of all new immigrants since the 1990s settled?

• A)rejuvenated city centers
• B)an integrated urban neighborhood
• C)urban ethnic enclaves
• D)the suburbs

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Definitions:

Negative Excess Reserves

Refers to a situation where a bank's actual reserves fall short of the required reserves; although not typical, it would indicate financial stress or unusual circumstances.

Discount Rate

The rate at which the Federal Reserve lends to commercial banks and other depository institutions through its discount window.

Federal Funds Rate

The interest rate at which depository institutions lend reserve balances to other depository institutions overnight on an uncollateralized basis.

Real Interest Rate

The interest rate adjusted for inflation, reflecting the true cost of borrowing or real yield on savings.