A Shift from Core Deposits to Non-Core Deposits Will

question 38

Multiple Choice

A shift from core deposits to non-core deposits will:

• A)always increase the amount of fixed rate assets.
• B)always increase the amount of rate-sensitive assets.
• C)generally increase the amount of non-earning assets.
• D)generally reduce net interest income.
• E)b.and d.

---

Definitions:

Discount Retailers

Retail stores that offer products at lower prices than those of competitors, typically by selling items in bulk or with minimal services.

Supercenters

Large retail establishments that combine groceries and general merchandise goods under one roof, catering to a wide range of consumer needs.

Hypermarkets

Large retail spaces that combine a supermarket and a department store, offering a wide range of products under one roof.

Central Business District

The dense area of a city where business, commerce, and retail activities are concentrated.