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Collateral Is Required Against Each of the Following Liabilities except

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Collateral is required against each of the following liabilities except ________.


Definitions:

Newborns

Referring to a baby, especially during the first few weeks or months after birth.

First-Born

The status of being the earliest born child in a family, which has been studied for its potential impact on personality, intelligence, and other aspects of development.

Higher IQ

Higher IQ indicates a level of intelligence that is significantly above the average for a given age group.

Monozygotic Twins

Monozygotic twins are genetically identical siblings born from a single fertilized egg that splits into two, sharing 100% of their DNA.

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