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The greater the times interest earned ratio,the more risk a company is exposed to.
Melanocytes
Cells in the skin and hair follicles responsible for the production and distribution of melanin, giving skin and hair their color.
Light-Skinned
A term describing a human skin type that has a lighter pigmentation, often due to genetics and geographical ancestry.
Melanin
A pigment that gives the skin, hair, and eyes their color, and helps protect the skin against damage from ultraviolet radiation.
Stratum Corneum
The outermost layer of the epidermis, comprised of dead skin cells that provide a barrier against environmental damage.
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