[Solved] What is the IOSCO? Competency: The ability or skill to do something successfully or efficiently, often evaluated in professional and legal contexts. Atherosclerotic Hearts: Hearts affected by atherosclerosis, a condition where the arteries harden and narrow due to plaque buildup, leading to heart disease. Cardiovascular Risk: The likelihood or probability of experiencing heart-related health problems, influenced by factors like lifestyle and genetics. Utilitarianism: An ethical theory proposing that the best action is the one that maximizes utility, generally defined as that which produces the greatest well-being of the greatest number of people.