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A general formula for the multiplier is
Licensed Practitioner
A professional who has received a license to practice their profession legally after meeting the required standards of education, training, and experience.
Preexisting Condition
A medical condition that existed before the start of an insurance coverage policy, often affecting coverage terms.
Governing Body
An organization or group of individuals that exercises authority and makes decisions for a larger community or organization, setting policies and guidelines.
Licensed Practitioner
A professional who has been officially approved to practice a particular profession within a certified field of expertise.
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