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Modern theories of addiction recognize that in addicts there is often a major difference between the positive incentive value of a drug and its ____________ value.
Fair Insurance Policy
An insurance contract that is considered equitable, offering reasonable terms, coverage, and protection for all parties involved.
Premium
The amount paid for an insurance policy or the difference above the nominal or face value of a security.
Expected Value
The predicted value of a variable, calculated as a sum of all possible values each multiplied by the probability of its occurrence.
Insurance Policy
A contractual agreement between an individual or entity and an insurance company, outlining the terms for the insurer to compensate the insured for specific losses in exchange for premiums paid.
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