Present Value Tables
Present Value of $1 Present Value of an Annuity of $1

question 9

Multiple Choice

Present Value Tables
Present value of $1 $$\begin{array} { l l l l l l l } \text { Periads } & 4 \% & 6 \% & 8 \% & 10 \% & 12 \% & 14 \% \\1 & 0.962 & 0.943 & 0.926 & 0.909 & 0.893 & 0.877 \\2 & 0.925 & 0.890 & 0.857 & 0.826 & 0.797 & 0.769 \\3 & 0.889 & 0.840 & 0.794 & 0.751 & 0.712 & 0.675 \\4 & 0.855 & 0.792 & 0.735 & 0.683 & 0.636 & 0.592 \\5 & 0.822 & 0.747 & 0.681 & 0.621 & 0.567 & 0.519 \\6 & 0.790 & 0.705 & 0.630 & 0.564 & 0.507 & 0.456 \\7 & 0.760 & 0.665 & 0.583 & 0.513 & 0.452 & 0.400 \\8 & 0.731 & 0.627 & 0.540 & 0.467 & 0.404 & 0.351 \\9 & 0.703 & 0.592 & 0.500 & 0.424 & 0.361 & 0.308 \\10 & 0.676 & 0.558 & 0.463 & 0.386 & 0.322 & 0.270\end{array}$$ Present value of an annuity of $1 $$\begin{array} { l l l l l l l } \text { Periads } & 4 \% & 6 \% & 8 \% & 10 \% & 12 \% & 14 \% \\1 & 0.962 & 0.943 & 0.926 & 0.909 & 0.893 & 0.877 \\2 & 1.886 & 1.833 & 1.783 & 1.736 & 1.690 & 1.647 \\3 & 2.775 & 2.673 & 2.577 & 2.487 & 2.402 & 2.322 \\4 & 3.630 & 3.465 & 3.312 & 3.170 & 3.037 & 2.914 \\5 & 4.452 & 4.212 & 3.993 & 3.791 & 3.605 & 3.433 \\6 & 5.242 & 4.917 & 4.623 & 4.355 & 4.111 & 3.889 \\7 & 6.002 & 5.582 & 5.206 & 4.868 & 4.564 & 4.288 \\8 & 6.733 & 6.210 & 5.747 & 5.335 & 4.968 & 4.639 \\9 & 7.435 & 6.802 & 6.247 & 5.759 & 5.328 & 4.946 \\10 & 8.111 & 7.360 & 6.710 & 6.145 & 5.650 & 5.216\end{array}$$
-Refer to Presesnt Value Tables. Garlic Company is considering two investments. Each will cost $20,000 initially. Project 1 will return annual cash flows of $10,000 in each of three years. Project 2 will return $5,000 in year 1, $10,000 in year 2, and $15,000 in year 3. The company requires a minimum rate of return of 10%. What is the net present value of Project 2?

• A) $2,530
• B) $4,070
• C) $5,670
• D) $20,000

Distinguish between different types of genetic changes and their roles in evolutionary adaptation.

Understand the concepts of orthologs and paralogs and their significance in evolutionary biology.

Explain the role of genetic changes in the development and evolution of sensory systems.

Identify the importance of regulatory gene changes in morphological evolution.

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Definitions:

Self-Concept Clarity

The degree to which a person's self-perceptions are clearly and confidently established, coherent within themselves, and remain steady over time.

Self-Evaluation Maintenance

a psychological theory that explains how individuals protect their self-esteem by managing reflections of themselves in others through comparison and reflection processes.

Self-Growth

The process of developing one's abilities, knowledge, and potential to improve one’s life and reach personal goals.

Positive Mood

A state of well-being and contentment, often characterized by feelings of happiness and optimism.