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The primary factor causing a "cost" is called a
Difficulties
Challenges or obstacles that may impede progress, require problem-solving, or necessitate adaptation.
Deregulating Banks
Deregulating Banks involves reducing the rules and regulations imposed on banks with the aim of increasing financial institutions' ability to operate freely and innovate.
Financial Institutions
Organizations that provide financial services, including banks, credit unions, insurance companies, and investment firms, to individuals and businesses.
Foreign Banks
Banking institutions that operate in a country but are headquartered or originated in another country.
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