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The observed sample mean?
Loanable Funds
Funds available for borrowing, influenced by savings and investments, which affect interest rates and economic activity.
Credit Rating
An assessment of the creditworthiness of a borrower in terms of their ability to repay a loan or debt.
Pure Rate
This term might refer to the basic interest rate or insurance premium rate without including any modifications, but clarification is needed as "pure rate" can have context-dependent meanings.
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