Shakira Issues a Check Drawn on Thrifty Bank to Ranch

question 4

Multiple Choice

Shakira issues a check drawn on Thrifty Bank to Ranch & Farm Supply to pay for a rototiller. Later, Shakira discovers a defect in the device and orders Thrifty to stop payment on the check. Shakira does not renew the order, and the bank clears the check eight months later. The bank

• A) must recredit Shakira's account.
• B) must obtain funds from Ranch & Farm to cover the check.
• C) must substitute acceptable goods.
• D) need not recredit Shakira's account.

---

Definitions:

Reality Principle

A concept from psychoanalytic theory referring to the capacity of the mind to assess the external world and act upon it accordingly, often seen as counter to the pleasure principle.

Dialectical Behavioral Therapy

A type of cognitive-behavioral therapy that emphasizes the psychosocial aspects of treatment, focusing on the development of coping skills to manage emotional distress and improve interpersonal relationships.

Maladaptive Behaviors

Actions or tendencies that inhibit an individual's ability to adjust healthily to particular situations.

Disorders

Conditions characterized by disruption of normal functioning in the body or mind, leading to distress or impaired function.