Which of the following is the correct graph of 
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Definitions:
Subprime Mortgage Market
A segment of the mortgage market that caters to individuals with poor credit histories who are considered higher risk borrowers.
Low-income Individuals
persons or groups with earnings significantly below the median level of income for their society or geographic area.
Interest Rate Ceilings
A regulatory measure that sets the maximum interest rate that can be charged on loans and other financial products.
Deregulation
The process of reducing or eliminating government controls and restrictions in an industry to enhance efficiency and competition.
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