Examlex
The future value (FV) of a dollar is its present value (PV) plus the opportunity cost of not using that dollar in the present period.
Indirect Institutional Change
The gradual transformation of institutions through unintended or secondary effects of policies, actions, or broader societal shifts, not through direct reform efforts.
Direct Individual Change
Personal transformation or development initiated and completed by an individual through their own efforts.
Multiracial Social Movements
Collective efforts by groups composed of individuals from multiple racial backgrounds aiming to address and advocate for racial and social justice issues.
Color-Blind Ideology
A belief that disregarding racial characteristics promotes racial equality by treating all individuals as equally as possible, without regard to race, culture, or ethnicity.
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