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Which of the following formulas can be used to calculate the debt ratio?
Growth Spurt
A rapid period of physical growth in height and body size, often experienced during puberty.
Facial Hair
Hair that grows on the face of humans, typically on areas such as the chin, cheeks, and upper lip; often more prominent in males after puberty.
Pubic Hair Pattern
The distribution and density of hair growth in the pubic region, varying among individuals and influenced by genetic and hormonal factors.
Puberty
The developmental stage during which children mature sexually and physically, becoming capable of reproduction.
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