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The reason that the commercial banking system can generate a multiple expansion or contraction of the money supply is that
Internal
Pertains to elements or operations within an organization or system.
External
Originating from or existing outside the organization or entity in question.
HR Gap
The difference between the current capabilities of the workforce and the skills required to achieve organizational goals.
Human Capital
The collection of skills, knowledge, and experience possessed by an individual or workforce, viewed in terms of their value or cost to an organization.
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