The CDIC Fee System Encourages Depository Institutions to

question 61

Multiple Choice

The CDIC fee system encourages depository institutions to

• A)make riskier loans than they would have otherwise.
• B)reject loans that probably would have been profitable.
• C)seek only a modest rate of return.
• D)operate their institutions in too conservative a fashion.

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Definitions:

Spontaneous

Occurring naturally, without being planned in advance or prompted by external forces.

Task-Specific

Pertaining to or focusing on a particular task or activity.

Andragogy

Andragogy is the theory and practice of education that focuses on the specific needs of adults, emphasizing self-directed learning, practical application, and the leveraging of existing experiences.

Pedagogy

The method and practice of teaching, especially as an academic subject or theoretical concept.