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Credit
An arrangement wherein a borrower receives something of value now and agrees to repay the lender at a later date, usually with interest.
Graphically
Refers to representing data or models visually using graphs or charts.
Spread
Compensation to the underwriter, determined by the difference between the underwriter’s buying price and offering price. Also, the gap between the interest rate a bank pays on deposits and the rate it charges on loans.
Interest Rate
The percentage of a sum of money charged for its use, typically expressed as an annual percent rate.
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