Predict the product of the following reaction. 
Definitions:
Legal Obligation
A duty enforced by law that requires an entity or individual to perform or refrain from certain actions.
Protective Covenants
Provisions or clauses in a debt agreement that limit certain actions of the borrower to protect the lenders' interests.
Indirect Bankruptcy Costs
Expenses that are not directly tied to the bankruptcy filing process but arise as a result of the company's financial distress, such as lost sales or reduced creditworthiness.
Financial Distress
A scenario in which a business is unable or struggles to fulfill its financial commitments to its lenders.
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