What is/are the product(s) of the following reaction? 
Definitions:
Fidelity Bond
An employer’s insurance against an employee’s wrongful conduct.
Employer
An individual or organization that hires and pays for the services of workers.
Life Insurance
A contract between an insurer and an insured that guarantees payment to named beneficiaries upon the death of the insured.
Pay-outs
Pay-outs refer to amounts of money paid to someone, often as part of a settlement, as earnings or as a distribution from investments.
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