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Vulcanization involves crosslinking of polymer chains through
Credit Card Applications
Formal requests submitted by individuals seeking to open a credit card account, requiring financial information to evaluate creditworthiness.
Open-end Credit
A revolving credit line that allows a borrower to spend up to a certain limit, repay it, then borrow again.
Annual Percentage Rate (APR)
The annual rate charged for borrowing or earned through an investment, which reflects the actual yearly cost over the term of a loan.
Grace Period
A set period after a payment due date during which a late fee or other penalty for late payment is waived.
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