Refer to Fact Pattern 20-2

question 44

Multiple Choice

Refer to Fact Pattern 20-2.Under federal law,if 24-Hour Credit fails to provide certain material disclosures with respect to the loan,Benny's right to rescind the loan

• A)expires at midnight on the day the loan is finalized.
• B)is immediately revoked.
• C)is extended for up to three years.
• D)is tolled for the duration of the loan payments.

---

Definitions:

Personality Psychology

A branch of psychology focused on studying variations in behavior, feeling, and thought that make a person unique.

Behaviorist Paradigm

A theory in psychology that focuses on observable and measurable behaviors, disregarding mental activities, and emphasizing the role of environment in shaping behavior.

Rewards And Punishments

The use of positive reinforcement (rewards) and negative reinforcement (punishments) to influence behavior.

Phenomenological Approach

The theoretical view of personality that emphasizes experience, free will, and the meaning of life. Closely related to humanistic psychology and existentialism.