Refer to Fact Pattern 20-2

question 49

Multiple Choice

Refer to Fact Pattern 20-2.Under federal law,disclosures with respect to one of 24-Hour Credit's loans must be provided

• A)a certain number of days after the loan is finalized.
• B)a certain number of days before the loan is finalized.
• C)at the same time at which the loan is finalized.
• D)at whatever time is most rational and appropriate.

---

Definitions:

Subliminal Perception

The process by which stimuli are perceived or absorbed without conscious awareness, potentially influencing attitudes or behaviors.

Conscious Awareness

The state of being aware of one's own existence, sensations, thoughts, surroundings, etc., typically through cognitive processes.

Stimulus

Anything that can elicit a physical or behavioral response in an organism.

Weber's Law

A principle in psychology that states the smallest noticeable difference in stimulus intensity is proportional to the intensity of the original stimulus, making it a relative measure rather than an absolute one.