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Banking System
The network of institutions, laws, regulations, and practices that deliver financial services including deposit, loan, and payment services.
Drawer
The party that writes and signs a cheque, instructing a bank to pay a specific amount of money to the bearer or a named party.
Drawee Bank
The financial institution upon which a check is drawn and is responsible for paying the amount indicated when properly presented.
Stop Payment
An order given by an account holder to their bank to not pay out or honor a check or payment that has previously been issued from their account.
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