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_______________________ ignore the time value of money.
Peer Group
A Peer Group is a social group made up of individuals with similar ages, backgrounds, or interests, influencing behavior, attitudes, and identity.
Problem Behaviors
Actions or behaviors exhibited by individuals that are considered undesirable, disruptive, or harmful to themselves or others.
Cultural Heritage
The legacy of physical artifacts and intangible attributes of a group or society passed from one generation to another.
Identity Development
The formation of a person's sense of self and unique identity through the integration of various aspects of their personal, social, and cultural experiences.
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