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A compensating balance:
I.is required when a firm acquires any bank financing other than a line of credit.
II.increases the cost of short-term bank financing.
III.may be required even if a firm never borrows funds.
IV.is often used as a means of paying for banking services received.
Supportive Design
The creation of environments, products, or services that support and enhance the well-being of users or residents.
User Satisfaction
The degree to which users feel that a product, service, or system meets or exceeds their expectations.
Social Support
The assistance or comfort given by others, providing a foundation of emotional or material help to individuals.
Personal Control
An individual's belief in their capability to exert influence over and shape their own life events and environment.
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