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A decrease in the return on equity ratio could be caused by an increase in
Phenotypic Response
The observable physical or biochemical changes in an organism in reaction to environmental factors.
Genotype
The genetic makeup of an organism, representing its set of genes.
Evolution by Natural Selection
A process where organisms better adapted to their environment tend to survive and produce more offspring, driving the evolution of species.
Warming Climate
The global trend of increasing average temperatures, largely attributed to human activities such as greenhouse gas emissions.
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