Examlex
What are some of the means by which firms can transfer risk to other parties? Should firms always transfer risks when it is possible to do so?
Preferred Providers Organizations
A type of health insurance plan that offers a network of healthcare providers from which patients can choose at a lower cost.
Insured Individual
A person covered by an insurance policy, receiving protection against specified risks in exchange for premiums paid to the insurer.
Insurer
An entity that provides insurance coverage, assuming the risk of loss in exchange for premium payments.
Copayments
Fixed amounts paid by patients for healthcare services, medication, or other goods, with the remaining costs covered by their insurance provider.
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