Using the Needs Approach to Determine the Amount of Coverage

question 7

Multiple Choice

Using the needs approach to determine the amount of coverage looks from the perspective of the

• A)policy owner.
• B)named insured.
• C)beneficiary.
• D)salesman.

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Definitions:

Alcohol Use Disorder

Alcohol Use Disorder is a medical condition characterized by an impaired ability to stop or control alcohol use despite adverse social, occupational, or health consequences.

Treatment

The medical care, therapy, or intervention intended to relieve or heal a disorder, condition, or illness.

Tobacco Use Disorder

A medical condition characterized by the problematic use of tobacco products, leading to significant impairment or distress.

Nicotine Use

The act of consuming nicotine through various means such as smoking cigarettes, vaping, or using smokeless tobacco products.