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The lowest FICO a consumer can achieve is
Impersonal Writing
A writing style that avoids personal pronouns and focuses on objectivity and facts, often used in formal or academic texts.
Formality and Length
Characteristics pertaining to the official or traditional nature of communication, as well as the extent or duration of content or discourse.
Reader's Needs
The requirements or expectations of the audience for which a piece of writing or content is intended, focusing on what information or experience the reader seeks.
Report Form
A structured format used for presenting information or data, often in written documentation.
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