A Company That Gathers and Sells Consumers' Financial History to Creditors

question 27

Multiple Choice

A company that gathers and sells consumers' financial history to creditors is a

• A)credit card company.
• B)credit bureau.
• C)credit investigation bureau.
• D)credit recovery firm.
• E)credit issuance firm.

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Definitions:

Philippines

A Southeast Asian country in the Western Pacific, comprising more than 7,000 islands.

Work Disincentives

Factors or conditions that discourage individuals from seeking or maintaining employment, often due to economic policies or social benefits structures.

Anti-Poverty Programs

Government or non-government initiatives designed to reduce or eliminate poverty by providing support and resources to the needy.

Inefficiency

The state of not achieving maximum productivity or economic benefit from resources due to suboptimal allocation, processes, or decisions.