Which of the Following Health Insurance Policies Is Most Likely

question 40

Multiple Choice

Which of the following health insurance policies is most likely to lead to the optimal consumption of health care services?

• A) Copayments are 50%,but there is no deductible.
• B) Copayments are 0%,and there is no deductible.
• C) Copayments are 25% until the insured individual pays $5,000,after which the copayment is 0%.
• D) There is a $5,000 deductible,after which the copayment is 0%.

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Definitions:

Physical Arousal

The bodily response to stimuli, characterized by increased heart rate, blood pressure, and often associated with sexual excitation.

Labeling

The process of classifying or describing someone or something in a specific way, often based on preconceived notions.

Schachter and Singer

Psychologists known for their theory on emotion, proposing that physiological arousal and cognitive labeling based on environmental context jointly contribute to the experience of emotions.

Cannon-Bard Theory

A theory of emotion that suggests emotions and bodily responses occur simultaneously, rather than one causing the other.