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Which of the following is consistent with a moral hazard effect stemming from disability insurance?
Visual Images
Mental representations of objects, scenes, or events that are not physically present, often used in cognitive and perceptual psychology.
Manipulate
To skillfully handle, control, or use something, often with the connotation of unfairness or deceit.
Sensory Modalities
Different forms of sensory perceptions, such as sight, sound, touch, taste, and smell, through which humans and animals perceive the world.
Smell
A sense that detects odors or scents, which is mediated by specialized sensory cells in the nasal cavity.
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