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Adding the same constant to each score in a distribution (or subtracting the same constant from it) will
Speculation
Speculation involves making high-risk financial transactions with the hope of significant profits, often based on future changes in market conditions.
Subject to the mortgage
This phrase denotes that a property is encumbered by a mortgage, meaning any dealings with the property must take into account the mortgage's terms and conditions.
Unregistered Mortgage
An unregistered mortgage refers to a mortgage agreement that has not been formally recorded with a governmental registry or legal authority, potentially affecting its enforceability and priority against other claims.
Prevailing Interest Rates
are the current rates of interest which banks and other financial institutions charge on loans and pay on deposits.
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