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What occurs during a major El Niño event? How might this affect global wind and precipitation patterns?
Managed-Care Organizations
Health insurance companies that provide medical care directly to the insured individuals through specific networks of doctors, hospitals, and other healthcare providers.
Health Maintenance Organizations
A type of health insurance plan that provides comprehensive healthcare services to enrolled members for a fixed, prepaid fee.
Preferred Provider Organizations
Health insurance plans that offer members lower copayments if they use doctors, hospitals, and other healthcare providers that belong to the plan's network.
Deductible
A specific amount of money that an insured individual must pay before an insurance company pays a claim, commonly used in health, auto, and home insurance policies.
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