Which of the Following Is True About Professional Indemnity Insurance

question 36

Multiple Choice

Which of the following is true about professional indemnity insurance?

• A)It provides coverage in the event that a professional is sued for failing to live up to his or her professional responsibilities.
• B)It does not cover malpractice claims.
• C)Professionals who might be subject to malpractice claims usually do not purchase professional indemnity insurance.
• D)It provides coverage in the event that a professional is sued for malpractice,but not for failing to live up to his or her professional responsibilities.
• E)Doctors,lawyers,and accountants may purchase this type of insurance,but not other professionals.

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Definitions:

Naturalistic Observation Method

A research strategy where behaviors are observed and recorded in their natural environment without manipulation or interference.

Experimental Method

A scientific approach to research in which the researcher manipulates one or more variables to determine their effect on a certain outcome.

Correlational Method

A research technique used to measure the relationship between two or more variables, determining how they may predict or relate to one another without inferring causality.

Psychometric Approach

A method in psychology that focuses on the design, administration, and interpretation of quantitative tests for the measurement of psychological variables such as intelligence, personality traits, and abilities.