What Is Usury? What Are the Two Legal Exceptions Discussed

question 65

Essay

What is usury? What are the two legal exceptions discussed in the text whereby usury statutes will not be applied?

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Definitions:

Consistent

Showing steady conformity to a pattern, belief, or attitude over time.

Flooding Technique

A behavioral therapy method where an individual is exposed to their fear source without an actual threat in order to overcome that fear.

Tolerating Flooding

Tolerating Flooding refers to a therapeutic technique where individuals are exposed to a vast amount of the anxiety-inducing stimulus in order to diminish the fear response over time.

Acquisition Training

The process of learning new behaviors or knowledge, especially through reinforcement.