What If a Creditor Continues to Engage in Legal Action

question 11

Multiple Choice

What if a creditor continues to engage in legal action against a debtor when an automatic stay is in effect?

• A)The creditor forfeits all claims against the defendant.
• B)The debtor can recover damages,costs,attorney fees,and even possibly punitive damages.
• C)The creditor can continue with repossession proceedings but not with garnishment.
• D)The creditor can continue as long as the creditor can prove that the legal action was underway before the stay went into effect.
• E)The debtor must ask the court to reinstate the stay and to issue an injunction against the creditor.

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Definitions:

Bandura's

Relates to the theories of Albert Bandura, particularly his work on social learning theory, which suggests that people learn behaviors, morals, and values through observing others.

Piaget's

Pertaining to the developmental theory proposed by Jean Piaget, focusing on how children acquire knowledge and their ability to think and reason.

Vygotsky's Theory

A psychological theory developed by Lev Vygotsky, emphasizing the importance of social interaction and culture in cognitive development.

Piaget's

Refers to the theory of cognitive development proposed by Jean Piaget, which posits that children progress through a series of stages of intellectual growth.