Which of the Following Was the Result in Paula E

question 24

Multiple Choice

Which of the following was the result in Paula E.Rossman v.Fleet Bank R.I. ) National Association,the case in the text in which the plaintiff sued the defendant after she opened a credit card account based on the promise that no annual fee would be charged;but the policy was changed shortly thereafter,and she was charged an annual fee?

• A)That the defendant was liable to the plaintiff because it engaged in a bait-and-switch scheme.
• B)That the defendant was liable to the plaintiff because it violated provisions of the Truth in Lending Act.
• C)That the defendant committed no violation of the law because its offer disclosed that terms and policies could be changed.
• D)That the defendant committed no violation because it was not required to disclose future fees,only current ones.
• E)That the defendant committed no violation of the law because it was entitled to change its policies at will.

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Definitions:

Reciprocal Determinism

A concept in psychology that suggests an individual's behavior is influenced by both their personal characteristics and their environment.

Social-Cognitive Perspective

A psychological approach that emphasizes the role of cognitive processes in understanding interpersonal behavior within a social context.

Albert Bandura

was a Canadian-American psychologist known for his work on social learning theory and the concept of self-efficacy.

Barnum Effect

The tendency to accept vague and general personality descriptions as highly accurate for oneself.