Daria's Property Is Damaged in a Fire

question 20

Multiple Choice

Daria's property is damaged in a fire.She claims the property damage amounted to $10,000,and the insurer claims it only amounted to $5,000.Which of the following is true in this situation?

• A)Daria has no alternative because she must accept the insurer's valuation.
• B)Daria should file for a field evaluation.
• C)The insurer is required to accept Daria's valuation unless the insurer can establish that the insured failed to act in good faith.
• D)Daria should demand an appraisal under her policy's appraisal clause.
• E)Daria should call the state inspector who investigates and makes rulings in such cases.