In Which of the Following Circumstances Can an Insurer Void

question 61

Multiple Choice

In which of the following circumstances can an insurer void an insurance contract?

• A)The insured made material misrepresentations in the insurance application and if the insurer would have known of these material representations,it would have rejected the application.
• B)The insured made material misrepresentations in the insurance application,but the insurer knew these representations were likely false when it issued the policy.
• C)The insured failed to disclose any fact;material or nonmaterial,on the insurance application and the insurer relied on the information contained in the application when it issued the policy.
• D)The insured made material misrepresentations in the insurance application,but the insurer did not rely on these representations when it issued the policy.
• E)The insured made material misrepresentations in the insurance application,regardless if the misrepresentation would have altered the insurer's decision to issue the policy.

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Definitions:

Marijuana

A psychoactive drug from the Cannabis plant used for medical or recreational purposes, known for its relaxing effects.

Addicted

Having a compulsive, physiological or psychological need for a habit-forming substance, behavior, or activity.

Benefits

Advantages or favorable outcomes derived from actions, policies, or products.

Unclean Needles

Needles that have been used and not sterilized, posing a risk of transmitting infections.