Considering the Psychosocial Characteristics of the Following People, Which One

question 17

Multiple Choice

Considering the psychosocial characteristics of the following people, which one is most likely to develop an illness

• A) Fernando, a banker who works long hours.
• B) Linda, a student who occasionally feels a bit sad and homesick.
• C) Ling, an athlete who experiences mild levels of anxiety before her competitions.
• D) John, an anxious and pessimistic news director who frequently "blows up" at his staff.

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Definitions:

Moral Hazard

A situation in economics where one party is willing to take risks because the costs that could result will not be borne by that party.

Behavior Alteration

The modification or change in individual or group behaviors, often initiated by interventions or environmental modifications.

Asymmetric Information

A situation where one party to a market transaction has more information about a product or service than the other. The result may be an under- or overallocation of resources.

Adverse Selection

A situation in insurance and finance where individuals with higher risks are more likely to purchase or participate in a plan, leading to higher than expected costs for insurers or lenders.