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Which of the following is NOT an ethical issue to be considered in the use of punishment?
High Deductible Health Plan
A High Deductible Health Plan (HDHP) is a health insurance plan with lower premiums and higher deductibles than a traditional health plan, often linked to Health Savings Accounts (HSAs).
Health Savings Account
An account that allows individuals with high-deductible health plans to save money tax-free for medical expenses.
Out-Of-Pocket Expenses
Costs that an individual must pay out of their own cash reserves, including medical expenses, business expenses not reimbursed, and other personal expenditures.
Self-Employed Health Insurance
A deduction that allows self-employed individuals to deduct 100% of their health insurance premiums from their taxable income.
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