Which of the Following Individuals Is Most Likely to Purchase

question 124

Multiple Choice

Which of the following individuals is most likely to purchase a life insurance policy that pays out an annual income beginning at a certain age until the individual's death?

• A)Ian, who expects to have a short life expectancy because of an illness
• B)Bradley who has six young children
• C)Avril, a tax attorney who wants to avoid adverse selection
• D)Alma, who expects to live a long life, based on her family history

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Definitions:

Smart Cards

Physical cards with embedded integrated circuits that can process information, used for secure transactions and identification.

Security Programming

The process of designing and implementing software and systems with measures to protect against unauthorized access, use, disclosure, disruption, modification, or destruction.

Electronic Fund Transfer Act

U.S. legislation that aims to protect consumers engaging in electronic transfers of funds, including direct deposits, ATM transactions, and debit card payments.

UCC Article 4A

Governs the transfer of funds via electronic means between banks and provides rules for electronic payment orders.