Minka Uses Her Computer to Secretly Install Software on Hundreds

question 34

Multiple Choice

Minka uses her computer to secretly install software on hundreds of personal computers without their owners' knowledge.
-Refer to Fact Pattern 7-1.Each of the computers that Minka has appropriated and installed software on is

• A)a hacker.
• B)a bot.
• C)a botnet.
• D)a worm.

Comprehend the financial implications of the minimum monthly payment on credit cards.

Evaluate the credibility and usefulness of different counseling providers, including the risks associated with credit repair clinics.

Analyze the costs and benefits of tax refund loans and their alternatives.

Understand the components and purposes of finance charges in consumer credit.

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Definitions:

Operating Costs

Expenses associated with running a business's core activities on a day-to-day basis, such as salaries, rent, and utilities.

Discount Rate

The discount rate that is employed during discounted cash flow evaluation to ascertain the present valuation of future expected cash flows.

Simple Rate of Return

A financial metric that calculates the gain or loss of an investment over a specific period as a percentage of the investment's initial cost.

Cash Outflows

Payments or expenditures made by a business or individual, resulting in a decrease in cash balance.