"You Decide" Essay
You Are the Owner and Operator of a Growing

question 3

Essay

"You Decide" Essay
You are the owner and operator of a growing small business.You would like to expand your product offerings but need $25,000 in short-term financing in order to do so.You have an appointment to see your banker tomorrow.The banker has asked you to bring certain financial information with you to the meeting.That information is provided below:
$\begin{array}{|l|l|l|l|l|}\hline \text { at December } 31 \text {, }\\\hline 2013&2012\\\hline \text { Balance Sheet Information } & & & & \\\hline \text { Total current assets } & & \$ 66,000 & & \$ 75,000 \\\hline \text { Accounts payable } & & 2,610 && 1,500 \\\hline \text { Short-term notes payable } & & 12,010 & & 8,885 \\\hline \text { Income taxes payable } & 380 & & 560 & \\\hline \text { Income Statement Information } & & & & \\\hline \text { Sales } & & \$ 842,000 & & \$ 765,000 \\\hline \text { Net income } & & 10,275 & & 4,670\\\hline\end{array}$ Use your financial information to make a case for the loan.

Identify the significance and application of the DSM-5 in diagnosing psychological disorders.

Describe the concept and implications of epigenetics in the development of psychological disorders.

Appreciate the historical evolution of treatments and attitudes towards mental illness.

Acknowledge the importance of a biopsychosocial approach in understanding and treating psychological disorders.

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Definitions:

Test Marketing

Introducing a new product in its final form to a geographically limited market to see how well the product sells and to get reactions from potential users.

Competitive Advantage

A condition or circumstance that puts a company in a favorable or superior business position.

Consumer Feedback

Opinions, inputs, and reactions provided by the consumers or end-users of a product or service, serving as valuable insight for companies to improve their offering.

Competitive Advantage

The unique features, resources, or positioning that allows an organization to outperform its competitors in the market, leading to greater sales or margins.