Dahlia Borrows $125,000 from Clearview Credit Union to Buy a Home.The

question 17

Multiple Choice

Dahlia borrows $125,000 from Clearview Credit Union to buy a home.The interest rate and other terms that are required to be disclosed under federal law must be

• A)based on uniform formulas of calculation.
• B)expressed in lenders' language.
• C)set out in a formula unique to each loan.
• D)stated in "legalese."

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Definitions:

Reflexes

are involuntary and nearly instantaneous movements in response to stimuli, which demonstrate the functioning of the nervous system.

Fixed-ratio Schedule

A reinforcement schedule in operant conditioning where a response is rewarded only after a specified number of responses, promoting a high and steady response rate.

Variable-interval Schedule

A reinforcement schedule in which a response is rewarded after an unpredictable amount of time has passed, which is used in operant conditioning.

Individual Webpage

A single, unique HTML document on the World Wide Web that can provide content about a person, topic, or organization.