Milo Buys an All-Terrain-Vehicle (ATV) from No-Limit Toys, Inc

question 54

Essay

Milo buys an all-terrain-vehicle (ATV) from No-Limit Toys, Inc., on credit but makes no payments on the account. Odell, the owner of No-Limit Toys, calls Milo at home on a Monday morning at three
a.m. Odell represents himself as PayNow Collection Agency and demands payment "or else." The next day, Odell sends Milo notice that he has thirty days in which to request verification of the debt and that its payment will be suspended during that time, but that if he does not pay the full amount due within five business days, Odell will arrange for the "destruction of Milo's good credit rating." Which laws has Odell violated, if any, and in what ways?

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Definitions:

Civil Rights Bill

Legislation aimed at enforcing constitutional rights, particularly those relating to individuals' civil liberties and protections against discrimination.

Reconstruction

The period following the Civil War in the United States, focused on rebuilding the country and integrating Southern states back into the Union.

Eisenhower

Dwight D. Eisenhower, the 34th President of the United States, who served from 1953 to 1961.

Civil Rights Act of 1964

A landmark piece of civil rights legislation in the United States that outlawed discrimination based on race, color, religion, sex, or national origin.