An Applicant for Insurance Has a Duty to Disclose Only

question 60

True/False

An applicant for insurance has a duty to disclose only material facts that the insurer asks for.

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Definitions:

Hostility

Expressions of anger, aggression, or opposition towards others, can manifest in attitudes, behavior, or communication.

Overt Aggression

Explicit and open hostile behavior or actions intended to dominate or harm another individual.

$500 Annual Health Benefit

A specific monetary allowance provided to employees each year, intended for covering health-related expenses.

Wellness Program

A structured plan offered by organizations to promote healthy behaviors and improve health outcomes among employees.