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An insurer has a duty to avoid the payment of claims.
Self-fulfilling Prophecy
A belief or expectation that influences actions in a way that causes the belief to become true.
Stereotype Threat
The risk of confirming negative stereotypes about one's social group, which can hinder performance in activities related to those stereotypes.
Fundamental Attribution Error
The tendency to overestimate the influence of personality and underestimate the influence of situational factors in explaining other people's behavior.
Focus-of-Attention Bias
The tendency to pay more attention to certain stimuli or aspects of the environment over others, often affecting judgments and decisions.
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