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Theoretical capacity reduced by normal and expected work stoppages is called
Low-risk Driver
A driver who is considered less likely to file an insurance claim and therefore may qualify for lower insurance premiums.
Insurance Premiums
The amounts paid by individuals or businesses for insurance policies to provide coverage against various risks.
Regular Premium
Regular payments made for insurance policies or investment products, which are typically due monthly, quarterly, or annually.
Poor Driving Record
A history of traffic violations, accidents, or both, indicating a driver's inability to operate a vehicle safely.
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